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Ripple CEO Garlinghouse: AI is fuelling growth at the firm, not cutting headcount.

Brad Garlinghouse pushed back on the narrative that AI is a cost-cutting tool, telling an audience that Ripple is…

Brad Garlinghouse pushed back on the narrative that AI is a cost-cutting tool, telling an audience that Ripple is deploying AI to expand — not to reduce its workforce. His framing was direct: "The opportunity is so big, we're not using AI to reduce headcount."

The stance aligns with a growing cohort of crypto-native firms that see AI as a revenue and product accelerant rather than a labour arbitrage play. For Ripple, which has been building out enterprise payment infrastructure, AI integration likely targets workflow automation and product velocity rather than back-office trimming.

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