Brian Armstrong: stablecoins could slash the $60B global remittance fee bill to near zero.

An estimated $60 billion was spent on remittance fees in 2025 — a figure Coinbase CEO Brian Armstrong says could collapse toward zero as stablecoin rails replace legacy transfer networks. The argument is straightforward: stablecoin transactions settle in seconds for fractions of a cent, cutting out the correspondent banks and money-transfer operators that capture today's fee load.

For $USDC and $USDT, remittances represent one of the clearest real-world demand drivers outside of trading. If even a fraction of that $60 billion shifts on-chain, the volume implications for dollar-pegged stablecoins are substantial.

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