Flare and D'CENT bring XRP yield vaults to hardware wallets — no extra chain, no gas token required!

Flare and D'CENT Wallet have launched an integration that lets XRP holders deposit into institutional-grade yield vaults directly from their hardware wallet, using only XRP Ledger signatures. No separate chain, bridging wallet, or gas token is needed — the entire flow is triggered by two XRPL signatures from the D'CENT device itself.

Two vaults are live at launch: the Monarq vault, operated by a FalconX-majority-owned asset manager blending on-chain and off-chain return strategies, and the earnXRP vault curated by Clearstar. Both are accessible via D'CENT, while Upshift remains open to non-D'CENT users. Under the hood, the first signature reserves collateral on Flare and targets the chosen vault; the second sends XRP to the Core Vault on XRPL, which automatically mints FXRP on Flare and completes the deposit via smart contract proxy.

The integration was announced alongside the debut…