Michael Saylor: Digital Credit is Bitcoin's Killer App — and the Path to $10M BTC!

Strategy founder Michael Saylor has declared digital credit Bitcoin's killer app, arguing that shortening the asset dividend cycle to a bi-weekly basis can meaningfully reduce volatility while boosting liquidity across the network.

In Saylor's framing, digital credit has the potential to deliver high-yield accounts to a billion people — replacing high-risk traditional credit instruments with Bitcoin-backed alternatives. The thesis positions Bitcoin as the foundational collateral layer for a new generation of credit tools.

The endgame, in his view, is a Bitcoin price of $10 million per coin — driven not by speculative demand alone, but by structural adoption as the reserve asset underpinning global digital credit markets.