Stablecoins have completed a quiet but consequential evolution: from crypto trading tools to core infrastructure for cross-border payments and corporate treasury management. Writing in CoinDesk's Crypto for Advisors newsletter, Fintech Wrap Up CEO Sam Boboev argues the shift is structural — institutions are now using stablecoins for B2B supplier payments, internal liquidity transfers, and multi-jurisdiction treasury operations, not as speculative assets.
The operational logic is straightforward. Correspondent banking networks add layers of cost, delay, and fragmentation to cross-border flows. Stablecoins compress that into a single programmable settlement layer that runs continuously, settles near-instantly, and requires no chain of intermediary relationships. For global finance teams, that is not a marginal efficiency gain — it is a different operating model.
The regulatory picture…
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