Crypto News
Perplexity AI sees XRP reaching as high as $4.25 by the end of 2026 in a full bull market. The forecast comes as XRP Ledger active addresses rose 84% to 43,543 across August and September, while daily payments crossed 2.6 million. XRP last closed at $1.51, down 8.2% overnight, so the network figures have yet to settle the question of near-term price momentum.
Why it matters
The bull case rests on more than a chart target. More active addresses and payments point to measurable use of the XRP Ledger. The source also highlights XRPL v3.3.0's Confidential Transfers, which add zero-knowledge privacy features to tokens, and atomic Batch transactions designed for more complex settlement workflows, including institutional real-world asset use cases.
Bank of Montreal and National Bank of Canada disclosed XRP ETF exposure in recent 13F filings. Those disclosures show exposure through regulated investment products, though they do not establish how much either bank expects XRP to rise.
Market impact
The immediate test is whether XRP can hold above $1.50 and break its pattern of lower highs. It traded between $1.48 and $1.63 before closing at $1.51. Its relative strength index stood at 35.75, below a 40.64 signal line, indicating that short-term momentum still favors sellers despite the longer-term bullish forecast.
The source identifies support around $1.00, with a break potentially opening a $0.90 to $0.75 downside range. Perplexity AI's $4.25 figure is a conditional bull-market scenario, not a confirmed reversal from the latest close.
Frequently asked questions
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What network activity supports the bullish XRP case?
XRP Ledger active addresses rose 84% to 43,543 across August and September, while daily payments crossed 2.6 million.
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What do the XRPL v3.3.0 features add?
Confidential Transfers add zero-knowledge privacy features to tokens. Atomic Batch transactions target more complex settlement workflows, including institutional real-world asset use cases.
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Which banks disclosed XRP ETF exposure?
Bank of Montreal and National Bank of Canada disclosed XRP ETF exposure in recent 13F filings.
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Why is $1.50 an important level for XRP?
The bullish case depends in part on XRP holding above $1.50 and breaking its pattern of lower highs. XRP last closed at $1.51 after trading as low as $1.48.
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What downside levels does the XRP analysis identify?
It identifies support around $1.00. A break below that level could open a downside range between $0.90 and $0.75.
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