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The proposal would shift mortgage pricing toward market forces, trading lower home prices for higher borrowing costs.
Higher borrowing costs are squeezing homebuyers while a selloff in US government bonds adds pressure across interest-rate markets.
The signal reaches beyond housing: weak transaction activity can weigh on lenders, builders and consumer spending across the US economy.
The 7% threshold matters beyond housing, keeping financial conditions tight and adding pressure to rate-sensitive markets.
Census data shows 45% of adults aged 18-29 are in their parents' homes, the highest share since the 1940s, reshaping household formation and consumer spending patterns.
U.S. home foreclosures jumped 26% year-over-year in the first quarter of 2026, reaching the highest level in six years…
President Trump has called on Congress to pass a permanent ban on large Wall Street investment firms purchasing…
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