Tokenized Deposits Help Banks Fight Stablecoins
A 1-3% shift out of the $19.5T US deposit base into stablecoins would move $195B-$586B, pressuring bank margins before loan repricing even begins.
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A 1-3% shift out of the $19.5T US deposit base into stablecoins would move $195B-$586B, pressuring bank margins before loan repricing even begins.
The argument broadens crypto's adoption case beyond human payments, treating software agents as a new class of users.