MEZO MEZO Rank #1017 $0.0096 ▼ 1.24%

Mezo is an onchain Bitcoin banking platform built within the broader Ethereum and Base ecosystems, designed to provide self-custodial financial services for Bitcoin holders. Functioning as a decentralized lending and borrowing protocol, it allows users to deposit Bitcoin as collateral and mint MUSD, a dollar-pegged stablecoin, enabling access to liquidity without selling their underlying assets. The platform emphasizes autonomy and continuous availability, removing intermediaries such as loan officers, credit checks, and operational restrictions. Mezo offers fixed-rate loans starting at low single-digit percentages, with terms that remain constant for the duration of the position. Borrowers face no minimum payment requirements, fixed repayment schedules, or early repayment penalties, allowing positions to be closed or held according to individual preference. Operating as part of the emerging BTCfi category and its own dedicated Mezo ecosystem, the protocol positions itself as a user-owned alternative to traditional banking and variable-rate DeFi lending markets, combining Bitcoin collateralization with programmable, permissionless financial infrastructure.