Crypto Was Built for AI Agents, Not Humans — Alchemy CEO Makes the Case!

Alchemy CEO Nikil Viswanathan argues that the global financial system's human-centric design — built around geography, sleep cycles, and physical identity — is becoming a structural bottleneck as AI agents emerge as autonomous economic actors. "You can argue that crypto was built for AI agents, not humans," he told CoinDesk.

The logic is straightforward: AI agents don't sleep, don't live in any jurisdiction, and transact entirely in code. Traditional finance's friction — currency conversions, intermediaries, operating hours — is unusable for machines that need borderless, always-on, programmable money movement. Crypto's architecture, Viswanathan says, delivers exactly that.

What has long frustrated human users — private keys, seed phrases, direct code interaction — is precisely what makes crypto native to agents. He draws a direct parallel to email versus postal mail: the…