XRPL Patches Lending Code Ahead of Oct. 23 Upgrade
The patch can go live on Oct. 23, while the lending and vault amendments remain below the 29-vote threshold needed to begin their own approval countdowns.
Every Zipp story tagged #Lending, newest first.
The patch can go live on Oct. 23, while the lending and vault amendments remain below the 29-vote threshold needed to begin their own approval countdowns.
The framework arrives as a Base vault incident highlights risks beyond the underlying lending protocol, including vault security, curator decisions and withdrawal liquidity.
Stani Kulechov’s argument centers on operating economics: cheaper infrastructure could let decentralized lenders compete with traditional finance on cost.
The first-day borrowing total gives Hyperliquid’s lending rollout immediate scale, while HYPE and BTC collateral expand the platform’s native utility.
Beyond the lending debut, the week brought Polygon retiring 100M POL permanently, World shipping a finance app, and Linera winding down operations.
The launch turns idle HYPE, BTC and stablecoin collateral into yield-bearing positions while linking lending risk to Hyperliquid’s broader trading infrastructure.
The design makes liquidity terms explicit, but lasting XRP demand depends on validator activation, XRP-denominated pools, real borrowers and repayments.
The proposed cap increase could expand supply capacity nearly threefold, but borrowing demand remains the key test for Arc's credit market.
The Sept. 11 TokenLogic proposal formalizes a stacked backstop: DAO capital absorbs the first deficits, volunteer underwriters take the next layer, and supplier protection is scoped strictly…
Aave's grip on the market is the read: 48% share at $12.5B in active loans, with Morpho ($5.1B) and Spark ($2.1B) well behind.
Stripping 10,000 lines of unused bridge code is housekeeping; the AI-only audit on lending V1.1 stress-tests whether specialised models can replace human reviewers.
The key test is whether swap flow can revive a loan book that has not grown in a year, while collateral suppliers remain exposed to depeg losses.
The 30-day no-liquidation window is the structural concession: standard crypto-backed loans routinely force-sell positions on short-term BTC volatility, and Binance is carving out retail-friendlier…
The rebound off a five-month decline carries a familiar shape: Aave alone holds 46.2% of the market, and one more print is needed before the recovery call sticks.
The company-level ban and nine-figure judgment land without the founders as parties, leaving their parallel federal cases to set the precedent on individual liability for the collapse.
Monad is just the third network on Aave V3, with $15M in first-year incentives from the Monad Foundation seeding the deployment.
Aave still holds 46.5% of the $20.4B outstanding — but the sector has shed $14.9B in active loans since January as leverage drains out of the largest protocols.
Ledn co-founder Mauricio Di Bartolomeo projected the bitcoin-backed lending market could grow to $1 trillion over the…
Three of crypto's most insider VCs co-led alongside Apollo, Circle and VanEck — a cap-table that signals Morpho's real target isn't DeFi natives, it's the institutions it already services through…