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Stablecoin KYC, AML, and Privacy: What Stays Anonymous

Regulated stablecoins like USDC are often more surveilled than a bank account. Here is what actually stays private, and what does not.

11 min read

regulation

Stablecoin Licensing 101: EMI, MiCA, US State Licenses

Stablecoin issuers sit on a stack of overlapping licenses across the EU, UK, US, and Asia. Here is who holds what, and why offshore shells are vanishing fast.

11 min read

regulation

MiCA E-Money Tokens vs Asset-Referenced Tokens Explained

Under MiCA, EURC is an e-money token while USDC is asset-referenced. That split changes who can issue, where reserves live, and which EU exchanges can list each.

11 min read

regulation

GENIUS Act Reserve Requirements: What Counts as Stablecoin Backing

The GENIUS Act limits stablecoin reserves to short-term T-bills, repo, and central bank deposits, bans yield for non-bank issuers, and splits oversight between state and federal pathways.

13 min read

regulation

Stablecoin Payments and Tax: What You Actually Owe

Sending USDC, swapping to USDT, or paying with a crypto debit card can each trigger a taxable event. Here is how the rules actually work.

11 min read

regulation

SEC vs CFTC vs OCC: Who Regulates Stablecoins in 2026?

The GENIUS Act gives the OCC the federal stablecoin issuer license, but the SEC's claim over yield-bearing tokens and the CFTC's derivatives reach leave real seams unfilled.

10 min read

regulation

Stablecoin Yield Products: Legal Status Across Major Jurisdictions

EU bans interest on most stablecoins. The US is ambiguous. Singapore permits it with disclosure. Here's how MiCA, GENIUS, and the SEC each treat yield wrappers.

11 min read

regulation

MiCA vs MAS vs Hong Kong vs Singapore: Stablecoin Rules Compared

Only MiCA has issued live stablecoin licenses. MAS is selective, HKMA is pilot-only. Here is what each framework actually costs issuers in 2025.

10 min read

regulation

Crypto Tax on Stablecoin Swaps: Traps, Loopholes, and the Truth

In the US, swapping USDC for USDT is a taxable event, even though the price barely moved. Most DeFi users are not tracking these swaps correctly.

10 min read

regulation

GENIUS Act: How Foreign Stablecoin Issuers Can Stay Accessible

The GENIUS Act lets offshore stablecoin issuers like Tether serve US users, but only after a Treasury finding. Here is who qualifies and who does not.

11 min read

regulation

OFAC, Stablecoins, and Tornado Cash: What Actually Got Banned?

Tornado Cash wasn't banned the way a person is. It set the precedent for sanctioning smart-contract code, and USDC and USDT compliance now follow from that case.

12 min read

regulation

Crypto Regulation in 2026: US, EU, UK, and Asia Compared

The EU is now the most harmonized major market, the US the most fragmented, and Asia is splitting between licensing-first hubs and prohibition.

14 min read

regulation

Stablecoin Licensing 101: EMI, MiCA, and State Routes

Issuing a stablecoin legally means picking one of four license types: an EMI, a MiCA authorization, a state money transmitter, or a new federal charter. Each has its own capital, banking, and reporting trapdoors.

10 min read