Crypto wallets are being rebuilt for AI agents — Trust Wallet and Mesh lay out the architecture at Consensus Miami!

AI agents have a cold-start problem: they can't act until they hold value, and crypto wallets are emerging as the infrastructure layer that solves it. At CoinDesk Miami, Trust Wallet CEO Felix Fan and Mesh CTO Arjun Mukherjee outlined how their companies are racing to give autonomous software a way to hold funds, transact across chains, and establish on-chain identity.

Trust Wallet is taking a bifurcated approach. On its consumer app, agents act as a copilot — users retain keys and must consent at every step. On the developer side, the company has launched an agent kit enabling autonomous trades and transfers, and is implementing EIP-8004, an Ethereum proposal that assigns agents on-chain identity and credit-style scores. Mesh, meanwhile, has launched Smart Funding, a product that automatically routes payments across chains, networks, accounts, and tokens for both human and agent…