What Is PayFi? Stablecoins as Payment and Credit Infrastructure
PayFi is the label for stablecoin-based payment and credit rails, from on-chain lending to B2B settlement, that rebuilds traditional finance plumbing on faster rails.
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PayFi is the label for stablecoin-based payment and credit rails, from on-chain lending to B2B settlement, that rebuilds traditional finance plumbing on faster rails.
A Fortune 500 corporate-payments incumbent is folding stablecoin rails into treasury and customer settlement — the legitimizing signal stablecoin infra has chased since 2023, and a wedge for BVNK…
Corpay becomes the latest payments incumbent to bolt stablecoin rails onto its platform — joining Stripe, Worldpay and Mastercard (which is buying BVNK for $1.8B) in betting that 24/7 settlement…
Wang's pitch is that the gap between what experts know and what retail can process is now an addressable UX problem — and that brokerages are structurally disincentivized to solve it themselves.
The $150M v4 liquidity migration across USDS, USDT and PYUSD positions Uniswap not as a DEX but as plumbing for the multi-issuer stablecoin economy banks and fintechs are about to enter.
Rain's existing Visa relationship makes this a dual-rail moment: two of the largest card networks are now issuing against the same stablecoin-native stack, accelerating the convergence of regulated…
Stripe, Visa, Mastercard, and Coinbase are forming a consortium to launch a new stablecoin designed to compete directly…
The payments network is going direct: a stablecoin rail built into the Visa stack, not a one-off bank partnership, brings digital-dollar settlement to the existing merchant base.
A cross-chain week of stablecoin plumbing: PumpFun adopts USDC pairs, Sui waives gas on stablecoin transfers, and BNB Chain publishes a post-quantum roadmap — small upgrades, sector-wide signal.
Compound is the lending protocol that helped invent DeFi yield. Deposit assets, earn interest set by an algorithm, or borrow against them. Here is how it works.
The GENIUS Act sets US rules for payment stablecoins: 100% reserves, no yield, and a new OCC license. Here is what it actually changes.
A $15M Bitcoin security consortium forms the same week a cross-chain bridge is drained twice. The ledger tells a story of two very different on-chain maturities.
A fifth day of ETF inflows and progress on the CLARITY Act put Bitcoin into the lead, even as tariffs and oil kept the macro backdrop hostile.
Liquidity pools replace the matchmaker in a traditional exchange with a pile of two assets and a formula. Here is how AMMs price trades, what slippage really is, and what you sign up for when you become an LP.
Toncoin (TON) is the native asset of The Open Network, a blockchain born from Telegram and tightly woven into its messenger and mini-app ecosystem.
The Lightning Network lets you send Bitcoin instantly and cheaply by moving most payments off-chain. Here is how it works, what it solves, and its limits.
Spot products keep printing inflows into a tape that cannot hold a bid. The contradiction is the signal, and it points to who is actually in control of this market.
The Travel Rule requires sender and recipient data on crypto transfers above $1,000. Stablecoins are the main target because they are traceable and freezable by design.
Banks and asset managers spent the day wiring stablecoins, tokenized dollars, and custody rails deeper into the plumbing, even as price action and ETF outflows told a much colder story.
Glassnode and CoinGlass show BTC and ETH on-chain signals, but reading them wrong is easy. Here's how to layer exchange flows, SOPR, and liquidation heatmaps.