Stablecoin Growth Falls Up to 9pp as Deposit Rates Rise
USDC, the U.S.-anchored stablecoin, shows nearly three times the rate sensitivity of offshore-centric USDT, sharpening the read on where the next leg of stablecoin growth can come from under a…
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USDC, the U.S.-anchored stablecoin, shows nearly three times the rate sensitivity of offshore-centric USDT, sharpening the read on where the next leg of stablecoin growth can come from under a…
A worldwide push for dollar-backed stablecoins would tie US digital-asset policy to payments, dollar demand and the next phase of crypto regulation.
The GENIUS Act bars issuers from paying holders yield directly, but the $320B stablecoin market's economics still flow through exchanges, custodians, card networks, and banks — and that…
A bilateral commitment to 'comparable regulatory outcomes' could let a UK-issued stablecoin serve US clients under mirrored rules, the first concrete step toward a transatlantic stablecoin corridor.
A policy linking dollar stablecoin adoption with sovereign debt could turn digital dollars into a channel for US financial influence and Treasury demand.
A compromise on whether exchanges can pay stablecoin rewards — the clause banks fought hardest against — removes the biggest known obstacle to the broader market-structure package moving forward.
Revolut's newly licensed US bank is set to offer stablecoin services alongside traditional FDIC-insured deposit…
EU and U.S. regulators let stablecoin issuers avoid interest bans by routing yield through third-party protocols. Here is how that loophole actually works.
Total stablecoin supply crossed $300B but net monthly growth is just $0.9B — the new money is concentrating inside USDT rather than expanding the broader market, a concentration risk the rest of the…
The product puts Aave head-to-head with Morpho for the wallets, exchanges and payment apps turning stablecoin balances into savings products, a market that already runs $200M+ through Coinbase.
The result suggests deposit pricing can influence stablecoin adoption, but the paper does not show that stablecoins are already draining bank deposits or lending capacity.
Perps and spot both faded last week, but the institutional bid stayed alive — Bitmine kept stacking ETH while Strategy paused BTC adds.
Stablecoins are the dollars of the crypto world — designed to hold steady value while moving at crypto speed. Here's how they work and where the risks hide.
EU bans interest on most stablecoins. The US is ambiguous. Singapore permits it with disclosure. Here's how MiCA, GENIUS, and the SEC each treat yield wrappers.
Beyond USDC, a new wave of bank- and consortium-issued stablecoins (USDG, PYUSD, RLUSD, USD1) promises stricter compliance. Here is how they differ on reserves, licensing, and redemption.
USDC, USDT and PYUSD all promise $1 redemption in their marketing. The fine print, minimums, and fees tell a different story.
Stablecoin issuers turn USDT and USDC reserves into billions in T-bill yield. The full revenue stack also includes redemption fees, integration deals, and issuer tokens.
The GENIUS Act limits stablecoin reserves to short-term T-bills, repo, and central bank deposits, bans yield for non-bank issuers, and splits oversight between state and federal pathways.
USDC and USDT face payment-stablecoin rules. BUIDL and OUSG look more like funds. The line between them is the fight.
Tokenized T-bills carry yield but settle slower and carry KYC baggage. USDT and USDC are faster and more flexible. Here is how to pick.